Mar
06
2010
One of the many joys of homeownership in Northwest Florida and the Pensacola/Gulf Breeze area is gardening. With weather warming up and the sun shinning it’s time to prepare the ground and our plants for the growing season and our gardens for the new delights we have planned.
Whether you’re an avid gardener or you simply enjoy the end result, there are countless ways to create a splendid outdoor setting within your means. So go ahead and kick things up a notch with a few budget-friendly upgrades to your landscape.
Feb
18
2010
It’s tax time again. Time to get organized for another year. It’s especially important that you keep complete records of improvements to your personal home and investment properties.
RISMEDIA, February 18, 2010—Preparing to file your taxes provides a great opportunity to get your financial life organized. Not only will it help you save time, it can reduce stress, help you stay on track to meet your financial goals and improve your long-term financial outlook.
Dec
21
2009
Extending the Good News for Home Buyers
By Lawrence Yun, Chief Economist, NAR Research
Let’s first turn to the terrific news regarding the housing stimulus. Earlier this month, the U.S. Congress overwhelmingly passed and the President signed into law new measures to maintain the momentum for a housing market recovery. The home buyer tax credit, originally scheduled to expire at the end of November will now be available through the middle of next year and more potential buyers will be able to take advantage of it. The income limit was also increased and many move-up buyers – not just first-timer purchasers – also will qualify. Furthermore, loan limits will not shrink as was planned for next year; in high-cost areas, the loan limit will remain at near $730,000 in 2010, thereby permitting more consumers to tap into the historically low mortgage rates.
Oct
01
2009

In a recent post from the National Association of Realtors in Washington on Oct. 1, 2009 – “Pending home sales have increased for seven straight months, the longest in the series of the index which began in 2001, according to the National Association of Realtors®.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in August, rose 6.4 percent to 103.8 from a reading of 97.6 in July, and is 12.4 percent above August 2008 when it was 92.4. The index is at the highest level since March 2007 when it was 104.5.
Sep
28
2009
I found this fascinating quote today:
I was at my hair dressers today, yes one of the still guilty financial draining pleasures I have. We were discussing what I do for a living . . . Maximizing the technology that companies have through training and coaching. Of course got onto social networking and the whole place exploded. All this on line how about the real life experience of chatting and getting to know people?amychorew.com, At the Hairdressers, It’s All About People, Sep 2009
Sep
03
2009

Pensacola The City of Five Flags
April – September, 2009 – Artists at Palafox Market – Saturdays – Free, 8 a.m. – Noon www.CityOfPensacola.com
From April through September the Palafox Market is open every Saturday rain or shine in the shady park setting of MLK Plaza in downtown Pensacola.
September 19 -20, 2009 – Taste of the Beach on Pensacola Beach – www.VisitPensacolaBeach.com
September 25 – 27 - The 32nd Annual Pensacola Seafood Festival in Seville Square www.FiestaOfFiveFlags.org
Sep
03
2009
What Would You Do with an Extra $8000 Cash? Buy a home, investment property, farm or ranch?
What if the government decided today that, instead of bailing out Wall Street, it was going to give every American $8,000? What would you do with the money?
For most Americans, paying off credit card debt would be a great way to use the free money. According to a Nilson Report released in April 2009, the average credit card debt per household in the US was $8,329 at the end of 2008. That money from the government would almost wipe out your debt completely. Imagine being completely debt free.
Aug
04
2009

10 S Florida Blanca
Pensacola Beach, Gulf Breeze ,and the Pensacola Bay Area are experiencing an increase in residential real estate sales and a reduction in the number of homes that are available for sale. This is great news for all of us who live here. Fortunately, for those who are in a position to purchase new homes, second homes, and residential resort properties this is a great time to buy with values comparable to 2002 and interest rates at an all time low. Many Sellers are faced with the big question of “Do I sell now or later.”
Jul
06
2009
Have you ever desired the house of your dreams whether it was in another state or right here in the Pensacola Beach, Gulf Breeze, or Northwest Florida Florida area? We call it “The American Dream.”
Wikipedia describes the American Dream as a belief in freedom that allows all citizens and residents of the United States of America to achieve their goals in life through hard work. A part of that American Dream is to own our own home, you know, that proverbial house with the white picket fence and all.