Pensacola Beach Florida Real Estate

One of the many joys of homeownership in Northwest Florida and the Pensacola/Gulf Breeze area is gardening.  With weather warming up and the sun shinning it’s time to prepare the ground and our plants for the growing season and our gardens for the new delights we have planned.

Whether you’re an avid gardener or you simply enjoy the end result, there are countless ways to create a splendid outdoor setting within your means. So go ahead and kick things up a notch with a few budget-friendly upgrades to your landscape.

It’s tax time again.  Time to get organized for another year.  It’s especially important that you keep complete records of improvements to your personal home and investment properties.

RISMEDIA, February 18, 2010—Preparing to file your taxes provides a great opportunity to get your financial life organized. Not only will it help you save time, it can reduce stress, help you stay on track to meet your financial goals and improve your long-term financial outlook.

RISMEDIA, February 18, 2010—Preparing to file your taxes provides a great opportunity to get your financial life organized. Not only will it help you save time, it can reduce stress, help you stay on track to meet your financial goals and improve your long-term financial outlook.

“While you’re pulling together information to file last year’s taxes, note which categories have the most activity,” suggests Mechel Glass, director of education for Consumer Credit Counseling Service (CCCS) of Greater Atlanta. “Make specific folders for such items as out-of-pocket medical and drug costs, work-related expenses such as mileage costs that are not reimbursed and educational costs.” Designate one location for all tax information and keep up with filing regularly. Next year, the tax preparation process will be much easier because all the records and receipts have been kept together.

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• Currents | Furniture: The Sort of Stuff She Grew Up With (nytimes.com)

 A rule affecting the state-run property insurer is important for what it no longer requires. HB 1495 by Rep. Bryan Nelson repealed a requirement that, effective Jan. 1, 2010, sellers of property insured by Citizen’s Property Insurance Corp. which is located in the wind-borne debris region with an insured value on the structure of $500,000 or more, provide prospective buyers the structure’s windstorm mitigation rating.

Tampa Tribune, Fla., Catherine Whittenburg

TALLAHASSEE, Fla. – Jan. 4, 2010 – The start of 2010 brings with it the enactment of new state rules and regulations relating to sinkhole insurance and property taxes.

Extending the Good News for Home Buyers

By Lawrence Yun, Chief Economist, NAR Research

Let’s first turn to the terrific news regarding the housing stimulus. Earlier this month, the U.S. Congress overwhelmingly passed and the President signed into law new measures to maintain the momentum for a housing market recovery. The home buyer tax credit, originally scheduled to expire at the end of November will now be available through the middle of next year and more potential buyers will be able to take advantage of it. The income limit was also increased and many move-up buyers – not just first-timer purchasers – also will qualify. Furthermore, loan limits will not shrink as was planned for next year; in high-cost areas, the loan limit will remain at near $730,000 in 2010, thereby permitting more consumers to tap into the historically low mortgage rates.

Florida Department of Transportation grant will add $350K to beautification coffers
BY VICI PAPAJOHN Gulf Breeze News vici@gulfbreezenews.com

The issue of beautification of the Gulf Breeze area long has been a hot topic, and the recent approval for a $350,000 grant could go a long way to meet expectations.
To read the whole article: http://www.gulfbreezenews.com/news/2009-12-03/Front_Page/Core_area_to_see_upgrade.html

 By Amy Hoak

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